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Bankruptcy gave the look of the only real left selection for almost all of the debtors with unsecured debts of $10K or, more. The finance department of the government combined with creditors grew aware of it, as a result incidents increased in an alarming rate. The creditors were changing their terms and issues about loaning to overcome their losses. So the government at last came up with thinking about debt relief programs to control the existing crisis. Bankruptcy never was viewed as a good option as it had negative impacts on both the clients and the creditors. The creditors had to endure total financial loss which because of this left the consumers with bad remarks of their financial credit file therefore of bankruptcy.
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